These comments are not in the actual settings.yml file; that's why they are shown here.

# Provide the license key required to activate this plugin.
# Visit our discord.gg/zeltuv to obtain your license. (discord.zeltuv.com if the link is invalid)
license-key: "ENTER YOUR LICENSE KEY HERE"
# Database type for storage.
# Options: 'sqlite' or 'mysql'.
database-type: sqlite
permissions:
  # Permission required to check other players' balances.
  check-balance-other: swiftpay.bal.other
optimization:
  # Number of page loaded on the baltop, please do not make this number too high either if you don't have good ram.
  maximum-loaded-page: 5
  # Delay in seconds between saving of payment history to the database.
  # This feature work with a thread that save the history to the database of all players having movement in their account in the said delay.
  # Increasing it won't have any negative effect on the plugin, keep it lower than 60 seconds.
  payment-history-save-delay: 30
  # Delay in seconds between syncing online players' Vault balances into the baltop table.
  # Lower = baltop reflects live balances faster. Higher = fewer DB writes.
  # Only reads balances of ONLINE players via Vault; never touches offline players.
  baltop-sync-delay: 30
# Date format for displaying dates in the plugin.
date-formatting: dd/MM/yyyy HH:mm:ss
mysql:
  # Host address for MySQL database.
  host: localhost
  # Port number for MySQL database connection.
  port: 3306
  # Maximum pool size for MySQL connections.
  maximum-pool-size: 15
  # MySQL database name.
  database: ''
  # Username for MySQL database login.
  username: ''
  # Password for MySQL database login.
  password: ''
  # Use SSL for MySQL connection.
  use-ssl: true
commands:
  # Enable or disable the /balance command.
  enable-balance-command: true
  # Enable or disable the /toggle command.
  enable-toggle-command: true
  # Enable or disable tab completion for the /pay command.
  enable-pay-command-tabcompletion: true
  cooldowns:
    # Cooldown in seconds between /bal uses (per player). Set to 0 to disable.
    # Players with permission 'swiftpay.bypass.cooldown' bypass all cooldowns.
    bal: 2
    # Cooldown in seconds between /pay uses (per player). Set to 0 to disable.
    pay: 2
    # Cooldown in seconds between /baltop uses (per player). Set to 0 to disable.
    baltop: 2
# This value specify how much time after a player has been offline his baltop data will be removed.
# This is in order to keep Vault and the plugin database sync and clean.
# This value is in days.
last-connection-timeout: 15
economy:
  # Enable or disable the internal economy system.
  enabled: true
  # The default currency symbol or name used in the internal economy system.
  # Example: '$', '£', 'Gold'.
  vault-currency: $
chat:
  # Don't touch it if you don't know what you are doing.
  listener-priority: MONITOR
  # Either 'MODERN' or 'LEGACY'.
  listener-type: MODERN
# Enable verbose debug logging for economy load/save/transfer paths.
# Leave on 'false' for production. Turn on to trace balance issues (e.g. balances appearing as 0 after restart).
# Output goes to the server console prefixed with [DEBUG].
debug: false